Putting “Life” Back in Life Insurance

On the one year anniversary of Top Producer’s Life, I would like to embrace this opportunity to thank all of our loyal readers.  You have helped make our first year very successful and we hope the information we have shared has been valuable to you and your businesses.  I think it is important for us to realize that the first word in life insurance is… life.  In its most basic form, our product helps protect aspects of our lives that would need an influx of capital at the time of our deaths.  To that end, I would like to share a personal story, that happened this past week, that drove me to reevaluate my own life insurance to make sure my family was adequately protected.

This year was a very special one for myself and my family as my wife and I had a baby girl in June.  One of the most excited people about the arrival of baby Hanna was my nine-year old son Zachary.  He finally had a baby sister.  Now, at nine years old there is a lot going on in your life!  School, sports, drums, and “playdates” with friends, are all things you know when you have a nine-year old child.  They are at that age where there is so much going on in their lives and they are trying, for the first time, to “find themselves”.  Yet, with all of this, Zachary is very focused upon his baby sister and consistently making sure he is part of all aspects of her life and development.

This past weekend, he found that by making funny faces…he could make his six month old sister actually laugh for the very first time.  Once he realized this, he did it over and over again…and she kept laughing for what was seemingly hours.  The next day, the fun started all over again.  As a father, the pure beauty, innocence, and joy in this interplay was something that touched my heart and that I will never forget.  It also reminded me about how, in its most basic form, amazing and beautiful life can be.  It also reminded me that these children depended upon me for their lives and if something should happen to me, I had better have enough life insurance to make sure they could go on with their lives without any financial worries.  I consider myself truly blessed and this financial security I owe to my family.

During this holiday season, I implore all of you to take a moment and recognize the beauty around you and count the blessings that have been endowed upon yourself and your family.  As financial professionals, also take a moment to make sure that you too have the proper life insurance coverage for those that you love.  I want to wish all of you a very happy, healthy, prosperous, and peaceful new year.  RR